Frequent Background Check and Credit Report Questions

There is a lot involved with criminal background checks and credit reporting. Here are some of the common questions are firm hears from our clients:

What is the Fair Credit Reporting Act (FCRA)?

Are background check companies consumer reporting agencies?

Are tenant screening companies consumer reporting agencies?

How can I monitor my credit?

Someone pulled a credit report without my permission, what can I do?

What does the CFPB do?

What is the role of the FTC?

What is an investigative consumer report?

Where can I sue?

How long do I have to sue for a problem?

Can I pull a credit report on my babysitter?

What is a credit score?

What does willful mean?

What is 15 U.S.C. 1681a(y)?

What is a tri-merge report?

Who can access my driver’s license records?

How many digits of my credit card can legally be printed on my credit card receipts?

Can my spouse pull a credit report on me?

What is FACTA?

Do you have a question not listed here? It’s free to talk with us and get answers.