What is FACTA?

The Fair and Accurate Credit Transactions Act (FACTA) is the common name used to refer to a series of amendments to the Fair Credit Reporting Act that were passed in 2003.

The most widely litigated portion of these amendments were the provisions that forbid retailers from listing any more than the last five digits of a consumer’s credit card number on a receipt. Retailers are forbidden from including expiration dates or any other additional credit card information on receipts that they issue.

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