How can I improve my credit score?

There are a number of common-sense steps that can be taken to ensure that your credit score is as high as it can be. These include:

• Pay your bills and loan payments on time every month
• Minimize your debt
• Don’t carry a balance on your credit cards
• Don’t have too many lines of credit open – if you have more than a handful of credit cards, canceling a few may help
• Monitor your credit – you are entitled to one free report from each of the major credit bureaus each year. If you see errors on those reports, correcting them may improve your score. You can request your report through

These few steps will help you make sure your score is as high as possible.

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