Your credit report contains a lot of sensitive information, so it is understandable that you would want to restrict who has access to it.
The law regulating who can access your report is not as restrictive as you might like, however.
Employers and potential employers can only access your report with your written permission. However, a number of other entities can access your report without written permission, at the time you’re entering into a transaction or credit relationship with them.
These types of entities include, banks, credit card companies and landlords. However, some other type of entity or person pulls your report, or if one of those entities pulls a report without having a permissible purpose to do so, you may have a claim. Please feel free to contact us for a free evaluation of your potential case.